Did you know that being a safe driver has some secret benefits? If you have never had an accident or received a speeding ticket, you may qualify for a no tickets car insurance discount.
Getting no tickets car insurance
Simply call the insurance company and request that the ticket be excluded from your rate. If the insurance company declines, look elsewhere. No tickets car insurance discount may be easier to obtain than you think. Many insurance companies will forgive tickets if you do not have any in the last three years. However, you should shop around to find the best rates.
No claims discount
While no-claim discounts vary from state to state, many insurance companies will offer a no-claims discount if you can maintain a clean driving record for at least five years. This discount will range anywhere from 5% to 30%. Before deciding to purchase an insurance policy, it's worth getting a few quotes to see how much savings you could get. While you can save up to 30%, it's important to compare multiple quotes to determine the exact savings you can expect. Having anti-theft devices installed in your vehicle may also qualify you for a no-claims car insurance discount.
Other ways to save
Other options for a no-claims car insurance discount include installing alarms and tracking systems. Some insurers also offer discounts based on bundled policies. You may also qualify for discounts if you have a history of no tickets, seniors, or inexperienced drivers. You may be eligible for discounts if you have enrolled in approved driver training courses, although these are usually for drivers under 21. These courses may even qualify you for roadside assistance.
